| De commercialisering van microkrediet: de contradictie tussen winst en armoedebestrijding. Een case-studie. (Bram Riems) |
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6. Annexen
Annex 1 : Grondverdeling volgens etniciteit
Bron: www.inec.gov.ec
|
GROOTTE |
NATIONAAL TOTAAL |
GRONDVERDELING VOLGENS ETNICITEIT |
|||||
|
Indianen |
Zwart |
Mesties |
Wit |
Ander |
|||
|
NATIONAAL TOTAAL |
Aan. Landbouwers |
560.739 |
117.243 |
8.321 |
402.216 |
30.958 |
2.000 |
|
Hectaren |
7.733.941 |
1.178.488 |
172.206 |
5.675.640 |
667.472 |
40.136 |
|
|
Minder dan 1 Hect. |
Aan. Landbouwers |
162.270 |
42.008 |
917 |
110.473 |
8.045 |
827 |
|
Hectaren |
62.900 |
17.500 |
354 |
41.490 |
3.264 |
292 |
|
|
Tussen 1 en 2 Hect. |
Aan. Landbouwers |
78.468 |
20.402 |
947 |
52.846 |
4.081 |
191 |
|
Hectaren |
104.515 |
27.254 |
1.196 |
70.265 |
5.558 |
243 |
|
|
Tussen 2 en 3 Hect. |
Aan. Landbouwers |
52.715 |
13.028 |
629 |
36.524 |
2.411 |
122 |
|
Hectaren |
122.807 |
30.058 |
1.505 |
85.291 |
5.680 |
272 |
|
|
Tussen 3 en 5 Hect. |
Aan. Landbouwers |
61.792 |
13.079 |
915 |
44.546 |
3.144 |
109 |
|
Hectaren |
231.904 |
48.457 |
3.400 |
167.782 |
11.865 |
399 |
|
|
Tussen 5 en 10 Hect. |
Aan. Landbouwers |
68.685 |
10.770 |
1.333 |
52.762 |
3.667 |
153 |
|
Hectaren |
469.369 |
72.295 |
9.154 |
361.432 |
25.368 |
1.120 |
|
|
Tussen 10 en 20 Hect. |
Aan. Landbouwers |
51.341 |
6.293 |
1.283 |
40.485 |
3.135 |
145 |
|
Hectaren |
690.689 |
82.695 |
17.935 |
546.105 |
41.835 |
2.120 |
|
|
Tussen 20 en 50 Hect. |
Aan. Landbouwers |
51.282 |
6.584 |
1.494 |
39.468 |
3.566 |
169 |
|
Hectaren |
1.583.083 |
205.566 |
45.822 |
1.213.839 |
112.149 |
5.707 |
|
|
Tussen 50 en 100 Hect. |
Aan. Landbouwers |
22.291 |
3.529 |
584 |
16.226 |
1.778 |
173 |
|
Hectaren |
1.452.536 |
222.045 |
37.330 |
1.061.972 |
119.211 |
11.978 |
|
|
Tussen 100 en 200 Hect. |
Aan. Landbouwers |
8.057 |
1.118 |
174 |
5.962 |
709 |
94 |
|
Hectaren |
1.034.316 |
139.084 |
23.927 |
766.221 |
92.600 |
12.483 |
|
|
Meer dan 200 hect. |
Aan. Landbouwers |
3.838 |
432 |
45 |
2.924 |
421 |
17 |
|
Hectaren |
1.981.821 |
333.533 |
31.582 |
1.361.243 |
249.941 |
5.522 |
|
Annex 2: Operaties van de IFI’s in het CONAUPE- staatsprogramma.
Bron: Fundación Avanzar.
|
IFI |
Nr. kredietoperaties |
Grootte krediet |
|
Banco de Pichincha |
427 |
198.578 |
|
Amazonas |
222 |
133.417 |
|
Banco de Los Andes |
97 |
41.210 |
|
Banco Consolidado |
418 |
186.783 |
|
Banco de Fomento |
31 |
29.106 |
|
La Previsora |
3727 |
1.280.882 |
|
Banco del Austro |
421 |
298.035 |
|
Banco de Loja |
429 |
188.867 |
|
Tungurahua |
103 |
96.137 |
|
Banco Progreso |
103 |
51.653 |
|
Banco Azuay |
53 |
33.640 |
|
Banco Continental |
3 |
1.354 |
|
Banco de Guayaquil |
222 |
179.741 |
|
Préstamos |
90 |
63.678 |
|
Totaal |
6345 |
2.783.081 |
Annex 3: leningen van ‘CFN’ aan ‘Banco de Pinchincha’.
Bron: Fundación Avanzar
|
Waarde (S.=sucres) |
Datum |
|
30.000.000.000 S. |
5/02/1998 |
|
105000000000 S. |
6/02/1998 |
|
30.000.000.000 S. |
7/08/1998 |
|
2.000.000 US$ |
12/02/1998 |
|
15.000.000 US$ |
6/03/1998 |
|
19.372.693 US$ |
7/08/1998 |
|
2.000.000 US$ |
12/08/1998 |
|
5.000.000 US$ |
2/09/1998 |
|
5.000.000 US$ |
2/09/1998 |
|
10.000.000 US$ |
4/02/1998 |
|
2.000.000 US$ |
9/02/1998 |
|
2.000.000 US$ |
11/05/1998 |
Annex 4. Typologie, methodologie en aanwezigheid (provincie) van de RFR-leden.
Bron: Ayuda en Acción.
|
Naam |
Type MFI |
Methodologie |
Aanwezig in provincie |
|||||||||||||||||||||||||
|
|
|
2°graads |
Associatie |
Communale bank |
Grupo solidario |
Individueel |
Andere |
Azuay |
Bolívar |
Cañar |
Carchi |
Chimborazo |
Cotopaxi |
El Oro |
Esmeraldas |
Guayas |
Imbabura |
Loja |
Los Ríos |
Manabí |
Morona Santiago |
Napo |
Orellana |
Pastaza |
Pinchincha |
Sucubíos |
Tungurahua |
Zamora Chinchipe |
|
|
|
|
|
|
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1 ASOCIACIÓN CRISTIANA DE JÓVENES |
NGO |
|
|
|
Χ |
|
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|
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|
Χ |
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2 AYUDA EN ACCIÓN |
NGO |
Χ |
|
|
|
|
|
Χ |
Χ |
|
|
|
Χ |
|
Χ |
Χ |
Χ |
|
|
|
|
|
|
|
Χ |
|
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3 CASA CAMPESINA DE CAYAMBE |
NGO |
|
|
Χ |
Χ |
|
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Χ |
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4 BANCO SOLIDARIO |
Bank |
|
|
|
Χ |
Χ |
Χ |
|
|
|
|
Χ |
|
|
|
Χ |
Χ |
|
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|
|
|
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|
Χ |
|
Χ |
|
|
5 CATHOLIC RELIEF SERVICES |
NGO |
|
|
|
Χ |
Χ |
|
Χ |
|
|
|
Χ |
Χ |
|
Χ |
|
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Χ |
|
Χ |
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6 CENTRO DE PROMOCIÓN RURAL |
NGO |
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|
Χ |
Χ |
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|
Χ |
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7 CEPESIU |
NGO |
|
Χ |
Χ |
Χ |
Χ |
Χ |
|
|
|
|
Χ |
|
|
Χ |
Χ |
|
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|
Χ |
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8 CISP |
NGO |
|
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Χ |
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|
|
Χ |
|
|
|
Χ |
|
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|
Χ |
|
Χ |
|
|
9 CODESARROLLO |
CAC |
Χ |
|
Χ |
Χ |
Χ |
Χ |
Χ |
Χ |
Χ |
Χ |
Χ |
Χ |
|
Χ |
|
Χ |
Χ |
|
Χ |
|
|
|
|
Χ |
Χ |
Χ |
|
|
10 CONAMU |
Over-heid |
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Χ |
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|
11 COAC. LA MERCED |
CAC |
|
Χ |
|
Χ |
Χ |
|
Χ |
|
|
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12 COAC. POR UN FUTURO MEJOR |
CAC |
|
Χ |
|
Χ |
Χ |
|
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Χ |
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13 COAC. SAC AIET |
CAC |
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Χ |
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|
Χ |
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|
14 COAC. SAN JOSÉ |
CAC |
|
|
Χ |
Χ |
Χ |
Χ |
|
Χ |
|
|
|
|
|
|
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|
Χ |
|
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|
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|
15 COAC. JARDIN AZUAYO |
CAC |
|
|
Χ |
Χ |
Χ |
|
Χ |
|
Χ |
|
|
|
|
|
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|
|
|
|
Χ |
|
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|
|
|
|
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|
16 CREDIFE- Banco. Pichincha |
Bank |
|
|
|
|
Χ |
|
Χ |
|
Χ |
|
Χ |
Χ |
|
|
|
Χ |
|
|
|
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|
|
|
Χ |
|
Χ |
|
|
17 ECLOF |
NGO |
Χ |
|
|
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|
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|
|
Χ |
|
|
Χ |
Χ |
|
|
Χ |
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|
Χ |
|
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18 ESPOIR |
NGO |
|
|
Χ |
|
Χ |
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|
Χ |
|
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Χ |
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19 FACES |
NGO |
|
|
Χ |
Χ |
Χ |
|
|
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|
|
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|
Χ |
|
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|
|
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|
Χ |
|
20 FEPP |
NGO |
|
Χ |
Χ |
Χ |
|
|
Χ |
Χ |
Χ |
Χ |
Χ |
|
|
Χ |
Χ |
Χ |
Χ |
Χ |
Χ |
|
|
Χ |
|
Χ |
Χ |
Χ |
|
|
21 FINANCOOP |
CAC |
Χ |
|
|
|
|
|
Χ |
Χ |
Χ |
Χ |
Χ |
Χ |
Χ |
|
Χ |
Χ |
Χ |
|
Χ |
Χ |
Χ |
|
Χ |
Χ |
Χ |
Χ |
Χ |
|
22 FINCA |
Fin. Gen. (sinds 2004) |
|
|
Χ |
|
|
|
|
|
Χ |
|
|
|
|
|
|
Χ |
|
|
|
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|
Χ |
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23 FUNDACIÓN ALTERNATIVA |
NGO |
|
|
|
Χ |
|
|
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|
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|
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|
|
Χ |
|
|
|
|
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|
|
Χ |
|
|
|
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24 FUNDACIÓN ECUATORIANA DE DESARROLLO |
NGO |
|
|
Χ |
|
Χ |
|
Χ |
|
|
Χ |
Χ |
Χ |
Χ |
|
Χ |
Χ |
Χ |
|
Χ |
|
|
|
|
Χ |
|
Χ |
|
|
25 FUNDACIÓN ESQUEL |
NGO |
Χ |
|
|
|
|
|
Χ |
|
Χ |
|
Χ |
Χ |
|
|
|
|
Χ |
|
|
Χ |
|
|
|
Χ |
Χ |
|
|
|
26 FUNDACION MARCO |
NGO |
|
Χ |
|
|
Χ |
Χ |
|
|
|
|
Χ |
|
|
|
|
|
|
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|
Χ |
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27 FUNDES |
NGO |
|
|
Χ |
|
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Χ |
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|
28 INCCA |
Over-heid |
|
|
|
|
|
|
|
Χ |
|
Χ |
Χ |
Χ |
Χ |
Χ |
Χ |
Χ |
Χ |
Χ |
Χ |
|
Χ |
Χ |
|
Χ |
|
Χ |
|
|
29 INSOTEC |
NGO |
|
|
|
|
Χ |
|
|
|
|
|
Χ |
|
|
|
|
Χ |
|
|
|
|
|
|
|
Χ |
|
Χ |
|
|
30 MISIÓN ALIANZA NORUEGA |
NGO |
|
|
|
Χ |
Χ |
|
|
|
|
|
|
|
|
|
Χ |
|
|
|
|
|
|
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|
|
|
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|
31 PROCREDIT |
Bank |
|
|
|
|
Χ |
|
|
|
|
|
|
Χ |
|
|
|
Χ |
|
|
|
|
|
|
|
Χ |
|
Χ |
|
|
32 COOPCREDITO |
CAC |
|
|
|
Χ |
Χ |
Χ |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Χ |
|
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33 FUNDAMIC |
NGO |
|
|
Χ |
|
Χ |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
|
|
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|
34 CACMU |
CAC |
|
Χ |
Χ |
Χ |
|
|
|
|
|
Χ |
|
|
|
|
|
Χ |
|
|
|
|
|
|
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|
|
|
|
Annex 4: Belangrijkste kredietverlener volgens landoppervlakte
Bron: www.inec.gov.ec
|
GROOTTE |
TOTAAL |
BELANGRIJKSTE KREDIETVERLENER |
||||||||||
|
PRIVÉ BANK |
BNF |
CAC |
Leverancier producten |
Afnemer producten |
Individu |
Tussenpersoon |
Familielid |
NGO (of fondsen) |
Ander |
|||
|
TOTAAL |
PROD |
62.053 |
5.647 |
9.766 |
10.227 |
1.426 |
2.651 |
15.525 |
4.016 |
5.922 |
3.692 |
3.181 |
|
Ha. |
1.297.607 |
342.521 |
432.395 |
96.795 |
48.982 |
35.224 |
127.324 |
44.550 |
40.286 |
76.746 |
52.782 |
|
|
TOTAAL |
PROD |
9.469 |
877 |
422 |
2943 |
67 |
217 |
1.758 |
213 |
1.648 |
580 |
745 |
|
Ha. |
4.341 |
361 |
199 |
1270 |
41 |
117 |
918 |
138 |
728 |
258 |
312 |
|
|
< 1 ha. |
PROD |
7.428 |
359 |
399 |
1702 |
128 |
276 |
2.065 |
460 |
892 |
727 |
422 |
|
Ha. |
10.245 |
474 |
538 |
2342 |
176 |
384 |
2.870 |
663 |
1.194 |
1.023 |
581 |
|
|
1><2 ha. |
PROD |
6.087 |
296 |
441 |
1043 |
97 |
350 |
1.978 |
359 |
740 |
396 |
387 |
|
Ha. |
14.493 |
695 |
1033 |
2422 |
231 |
858 |
4.744 |
855 |
1.772 |
922 |
962 |
|
|
2><3 ha. |
PROD |
8.727 |
456 |
772 |
1097 |
114 |
511 |
3.057 |
885 |
845 |
573 |
416 |
|
Ha. |
33.573 |
1.766 |
2.888 |
4214 |
437 |
2.013 |
11.722 |
3.496 |
3.229 |
2.206 |
1602 |
|
|
3><5 ha. |
PROD |
10.688 |
574 |
1.389 |
1349 |
305 |
659 |
3.470 |
961 |
832 |
642 |
506 |
|
Ha. |
73.356 |
4.089 |
9.849 |
9165 |
2.134 |
4.341 |
23.761 |
6.433 |
5.701 |
4.435 |
3448 |
|
|
5>< 10 ha. |
PROD |
7.372 |
736 |
1.656 |
925 |
259 |
283 |
1.899 |
617 |
508 |
297 |
192 |
|
Ha. |
100.328 |
10228 |
22336 |
12625 |
3.646 |
3.802 |
25.886 |
8.480 |
6.777 |
4.008 |
2540 |
|
|
10>< 20 ha. |
PROD |
6.678 |
994 |
2.132 |
758 |
284 |
216 |
994 |
405 |
348 |
284 |
264 |
|
Ha. |
203.379 |
30568 |
68094 |
22.583 |
8.958 |
6.571 |
29.499 |
11.338 |
9.410 |
8.144 |
8215 |
|
|
20><50 ha. |
PROD |
3.149 |
553 |
1.548 |
278 |
90 |
86 |
221 |
69 |
75 |
105 |
125 |
|
Ha. |
210.390 |
36508 |
104.399 |
18.038 |
6.579 |
5.526 |
14.041 |
4.469 |
5.423 |
6.983 |
8423 |
|
|
50><100 ha. |
PROD |
1.544 |
429 |
693 |
97 |
45 |
35 |
67 |
27 |
23 |
36 |
91 |
|
Ha. |
202.259 |
59539 |
89075 |
11.148 |
5.845 |
4.914 |
8.640 |
3.985 |
3.179 |
4.328 |
11.605 |
|
|
100><200 ha. |
PROD |
911 |
374 |
315 |
36 |
37 |
18 |
16 |
19 |
10 |
51 |
34 |
|
Ha. |
445.241 |
198.293 |
133.984 |
12.988 |
20.934 |
6.699 |
5.241 |
4.694 |
2.874 |
44.440 |
15.093 |
|
| home | lijst scripties | inhoud | vorige | volgende |